Tell the Allied florists
you found them on
AlliedFloristsofHouston.org
April 2008 Monthly Meeting
"Your Business & Allied Business"Marc E. Davenport
President ~
Rogers & Murdock, Inc.
18062 FM 529 Road, Cypress, TX 77433
(281) 550-9580 / (866) 550-9580
(866) 214-8228 FAX
Email: marc@rmifinancial.com
Web: www.rmifinancial.com
About
Allied Florists of Houston
Members
Retail
Florists
Freelance Florists
Wholesale
Florists
Associate
Florists
Employee
Florists
Student
Florists
Honorary
Florists
Members by city
Retail
Florists
Wholesale
Florists
Associate
Florists
Read articles by
Marc E. Davenport:
Maximizing your AR
Table centerpieces provided by Breen's Florist (FTD containers cira 1995 via Fisher Florist) and donated to the DePelchin Center following the meeting
Head Chef - Lana Scarborough TMFA
Thanks for the buffet !
Keith Taylor showing the love for Robin Martinez TMF ~ Flowers of Kingwood
AFH =
FRIENDS, FAMILY, & FUN
Photos courtesy of
Nora Cisneros TMFA
 AFH President Bill Morgan TMF, 1st VP Lana Scarborough TMFA, & RMI's President Marc Davenport |
 RMI provides world-class Commercial Collections, Litigation Services, and Financial Consulting to a variety of industries. RMI's global family of clients consist of large multinational firms and smaller companies alike. |
 Retail Director Ed Mills ~ Flower Cottage of Deer Park 1st Vice President Lana Scarborough TMFA ~ Cornelius Florist and Retail Director Courtney Stewart ~ High's Flowers |
 Renee Carpenter TMFA ~ Memorial City Florist |
 Lee Rowell ~ Orchid Express Leasing |
 Shirley Stockton ~ New Beginnings Florist |
 Lisa Seals ~ Lisa Marie's Floral Shoppe |
 Marcia Wilson ~ Breen's Florist |
 Mary Mueck ~ Flower Petal-R |
 Mary Wiese ~ Breen's Florist |
 Melinda Lenzy ~ Exotica The Signature of Flowers |
  Melody and Albert Ratliff ~ eCelebrations |
 Robin Martinez TMF ~
Flowers of Kingwood |
Evaluating House Accounts
RED FLAGS you should look for prior to approval or continuing to allow charges:
- The company has been in business less than a year
- Abruptly changes banks (changes often or after a long history)
- Sudden, unexplained, or extensive changes in key personnel (ie. senior management)
- Unsigned checks or NSF checks
- Tells you the check is in the mail and it never comes
- The debtor can't pay until they get paid
- Avoids your calls - (voicemail, left messages, on vaction, in meeting)
- Sudden change in payment pattern
- Tells you they have cash flow problems
- Crying broke and says they don't have any money to pay you
- Makes false problems
- Sudden unusual and/or unreasonable disputes
- "Loses" invoices
- Change in attitude (may be positive or negative change!)
- Uncharacteristically requests 'clarrification' of charges
- Begins to 'skip" invoices
- Short pays open invoices
- Exhibits unrealistic expectations because of your salesperson's promises
- Numerous credit inquiries in their business credit file
- Financial information is now suddenly unavailable or off limits
- Widespread problems or a significant downturn in that particular industry
